Delta SkyMiles® Gold Business American Express Card
Great for frequent traveler perks
Annual Fee: $0 introductory annual fee for the first year, then $150
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their Delta SkyMiles® Gold Business American Express Card or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $16,280, with $1,000 being the most common.
Here’s the average credit score of members who matched their Delta SkyMiles® Gold Business American Express Card or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 704, with 822 being the most common. Note this is just one of the deciding factors when it comes to getting approved.
Member stats
Updated daily
29.1%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.
48 years
Average age of members who matched this card or similar cards.
$111,354
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
November 13, 2018
Its a good card good service
— Credit Karma Member
I was approved for this card with EX fico 656 $1000 cl and credit karma said poor
Most helpful negative review
December 1, 2022
This card is Ok, but I may upgrade to Plat.
— Credit Karma Member
I have had this card for about 7 years now, CS 750+ with a 22K CL. I never asked for credit line increases. They just give it to you when you make your payments on time. I am giving this card 3 stars because I think any Delta CC should allow you into the Delta skylounge in airports and not just the platinum card. I am disappointed that I have to upgrade to the platinum card just to get into the sky lounge. Also, they charge you very high interest on your balances, so I pay off as much as possible. However, I now use this CC now for most purchases just to get up the points. I used to use my debit card for everything and then realized I was missing out on an opportunity to up my miles. I then pay off each credit payment one at a time with my debit card so I know which payment I am paying off. In other words, instead of paying $1000 for 5 payments, I will make $20 for one, $35 for another etc. This helps track my expenses for my personal cash flow. My only complaint is that Delta Amex allows only 5 payments daily. I wish they would increase it to 10.