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Delta SkyMiles® Platinum Business American Express Card

Updated:

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9 reviews from Intuit Credit Karma members

3.8

Rating: 3.8 out of 5.

Great for more-efficient business travel

Annual Fee: $350

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their Delta SkyMiles® Platinum Business American Express Card or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 19% 8% 16% 23% 33%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 19% 8% 16% 23% 33%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 19% 8% 16% 23% 33%

The average credit limit for members who have matched with this card or similar cards is $16,258, with $1,000 being the most common.

Here’s the average credit score of members who matched their Delta SkyMiles® Platinum Business American Express Card or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 3% 18% 14% 35% 30%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 3% 18% 14% 35% 30%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 3% 18% 14% 35% 30%

The average credit score for members who have matched with this card or similar cards is 705, with 808 being the most common. Note this is just one of the deciding factors when it comes to getting approved.


Member stats

Updated daily

28.9%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

48 years

Average age of members who matched this card or similar cards.

$111,553

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.



Member reviews

Overall rating:

3.8

Rating: 3.8 out of 5.

9 reviews from Intuit Credit Karma members

Most helpful positive review

May 17, 2019

5

Rating: 5 out of 5.

Great if one flies with Delta

Credit Karma Member

Th here is a $195 annual fee, but you get a companion airfare at the start of each cycle when you pay the annual fee. I had this card as my boss got an offer to receive 10K miles if he recommended and the person (me) filled out application and approved. Bonus for the applicant was 75K miles if you spend $3K in a month. I have since upgraded to Dleta Reserve which has $450 annual fee, but get a free first class companion airfare ticket. I fly anywhere from 10-12 times a year so this card pays for itself. Anyhow the same can be said of the platinum Delta card. Highly recommend both cards if one uses Delta. One other thing to mention is both cards give access to Delta Sky Club, but with Platinum there is a $29 fee to enter. Free drinks and free food if you have a long layover and it beats waiting at the gate or spending $30-$50 dollars at airport restaurants or bars.

Most helpful negative review

February 1, 2018

1

Rating: 1 out of 5.

worst customer service experience

Credit Karma Member

This been one of my 2 Amex cards for years.. decided to upgrade to reserve to get lounge access.. Was denied free access to sky club in buenos aires.. Was asked to pay $60.. Went to centurion lounge instead where they charged $50.. Contacted customer service, was told to go to sky club, pay the fee and then apply for reinbursment.. Asked if i can just stay where i am and get that reinbursed instead. Was told no, have to follow their process.. I said i am considering to cancel, since i would rather get teh platinum card and not dealing with reimbursements and fighting for lounge access.. Card was cancelled in 5 minutes, literaly.. No attempt to retain me.. After being a customer for years.. people in Buenos Aires sky club acted as if theu never seen such a card in their life and didnt know what to do with it.. Worthless..

All member reviews