Delta SkyMiles® Reserve Business American Express Card
Great for luxury business travel
Annual Fee: $650
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their Delta SkyMiles® Reserve Business American Express Card or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $16,270, with $1,000 being the most common.
Here’s the average credit score of members who matched their Delta SkyMiles® Reserve Business American Express Card or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 706, with 815 being the most common. Note this is just one of the deciding factors when it comes to getting approved.
Member stats
Updated daily
28.9%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.
48 years
Average age of members who matched this card or similar cards.
$111,500
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
November 17, 2022
Great for Frequent Delta Flyers
— Credit Karma Member
I was approved for the personal version of this (don't trust CK for the rating, go to Amex and see if you prequalify). First, the card is beautiful and definitely a statement piece. It's purple and metal. Second, it's great for building Delta status and the associated perks like Sky Club access.
Most helpful negative review
June 23, 2023
Bait and Switch
— Credit Karma Member
I visited a Delta Sky Lounge with a friend and a Delta agent talked me into applying for the SkyMiles Reserve card with the benefit of future Sky Lounge access and 90,000 bonus SkyMiles. After paying the $450.00 annual fee, exceeding the minimum spend and waiting 4 months the points have not arrived to I called customer service. I was told that my bonus was "declined" because I cancelled the SkyMiles Gold card I had for years when I upgraded to the Reserve. This was not disclosed to me by the Delta Agent or the Amex agent when I called to cancel my Gold card. Definitely stopping all spend on this card and cancelling before I get hit with the $450 renewal fee next year.