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Destiny™ Mastercard®

Updated:

image_40e05aImage: image_40e05a

146 reviews from Intuit Credit Karma members

2.4

Rating: 2.4 out of 5.

Great for access to unsecured credit

Annual Fee: $75 First Year, $99 every year thereafter (you may see different terms on Credit Karma)

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their Destiny™ Mastercard® or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 100% 0% 0% 0% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 100% 0% 0% 0% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 100% 0% 0% 0% 0%

The average credit limit for members who have matched with this card or similar cards is $647, with $300 being the most common.

Here’s the average credit score of members who matched their Destiny™ Mastercard® or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 60% 70% 80% 1% 73% 19% 7% 0%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 60% 70% 80% 1% 73% 19% 7% 0%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 60% 70% 80% 1% 73% 19% 7% 0%

The average credit score for members who have matched with this card or similar cards is 563, with 555 being the most common. Note this is just one of the deciding factors when it comes to getting approved.


Member stats

Updated daily

64.2%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

43 years

Average age of members who matched this card or similar cards.

$70,737

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.



Member reviews

Overall rating:

2.4

Rating: 2.4 out of 5.

146 reviews from Intuit Credit Karma members

Most helpful positive review

September 23, 2023

5

Rating: 5 out of 5.

Destiny Master Card

Credit Karma Member

My card expired in May of 2023. I have requested a new card 4 times since then. Each time they say it's going to be 7 to 14 days to receive it. It is now September 2023 and I am still waiting on a new card. Plus my statement showed activity on a card with a different number in July and a different card in August. I'm very frustrated with this company. Also I have a full 300 credit amount on it.

Most helpful negative review

February 16, 2023

1

Rating: 1 out of 5.

Not worth it!

Credit Karma Member

I've had a Destiny card for over a year now. It had a limit of $300. I ALWAYS paid my TOTAL balance, IN FULL, EVERY month. So, since I've never requested a credit line increase, and had this account for over a year, I figured I request an increase. I was denied. My credit score and reports are good, so it shouldn't have been an issue.Oh well. I just dropped your card and will discourage others from applying. Now, send me the refund on my account!!

All member reviews