Destiny™ Mastercard® Cashback Rewards
![](https://creditkarma-cms.imgix.net/wp-content/uploads/2023/06/hands-thumbs-up.jpg?fm=webp)
Great for straightforward rewards
![](https://creditkarma-cms.imgix.net/wp-content/uploads/2023/06/cash.jpg?fm=webp)
Annual Fee: $75 the first year; $99 thereafter
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their Destiny™ Mastercard® Cashback Rewards or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $629, with $300 being the most common.
![](https://creditkarma-cms.imgix.net/wp-content/uploads/2023/09/IC-Logo_Karma-Green_RGB.png)
Here’s the average credit score of members who matched their Destiny™ Mastercard® Cashback Rewards or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 564, with 557 being the most common. Note this is just one of the deciding factors when it comes to getting approved.
![](https://creditkarma-cms.imgix.net/wp-content/uploads/2023/09/IC-Logo_Karma-Green_RGB.png)
Member stats
Updated daily
![](https://creditkarma-cms.imgix.net/wp-content/uploads/2023/06/low-utilization.jpg?fm=webp)
64.6%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.
![](https://creditkarma-cms.imgix.net/wp-content/uploads/2023/06/meetup.jpg?fm=webp)
43 years
Average age of members who matched this card or similar cards.
![](https://creditkarma-cms.imgix.net/wp-content/uploads/2023/06/cash-give-1.jpg?fm=webp)
$70,021
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
October 1, 2023
Great card for getting your credit back!
— Credit Karma Member
I have had no problems at all, I know when I got this card about the fees and that was ok with me, because at the same time they are here to help give me a chance to get me score up! Customer service has been great! (2X I called)
Most helpful negative review
December 16, 2023
Do not check your rate it's a trap.
— Credit Karma Member
I checked to see offer which was ridiculous $300 with a $75 enrollment. I didn't accept offer... received card anyway which I cut up. Then received statement saying I owed $75 for a card I didn't want or activate. Fraudulent!