This offer is no longer available on our site: Discover it® Balance Transfer
Discover it® Balance Transfer: No longer taking applications
Great for transferring existing debt
Annual Fee: $0
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their Discover it® Balance Transfer or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $8,186, with $3,000 being the most common.
Here’s the average credit score of members who matched their Discover it® Balance Transfer or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 695, with 739 being the most common. Note this is just one of the deciding factors when it comes to getting approved.
Discover it® Balance Transfer is no longer available. For other options, check out our list of the best balance transfer cards.
Member stats
Updated daily
32%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.
47 years
Average age of members who matched this card or similar cards.
$97,646
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
October 24, 2022
Best balance Transfer
— Credit Karma Member
Gave me 2 years of 0% and the rewards are pretty nice. I love this card more than all my others. Wish they would lower my new Apr with my 750 credit score but it’s fine.
Most helpful negative review
May 21, 2023
Balance Transfer Info Not Accurate
— Credit Karma Member
The application is simple, but the balance transfer process isn't. First, they do not allow you to do a balance transfer for 14 days upon opening. Second, they will make you jump through several security hoops to even allow you to do a transfer online. For instance, I tried to make a transfer and at the end of the week Discovery would say there was an issue without telling me the issue. You had to get on the phone, get directed to the balance transfer people, then directed to security who could then verify you. I had to do this four times. It's a waste of time.