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Discover it® Cash Back

Updated:

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89 reviews from Intuit Credit Karma members

3.5

Rating: 3.5 out of 5.

Great for rotating cash back categories

Annual Fee: $0

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their Discover it® Cash Back or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 38% 15% 24% 17% 6%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 38% 15% 24% 17% 6%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 38% 15% 24% 17% 6%

The average credit limit for members who have matched with this card or similar cards is $7,533, with $500 being the most common.

Here’s the average credit score of members who matched their Discover it® Cash Back or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 2% 19% 18% 44% 18%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 2% 19% 18% 44% 18%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 2% 19% 18% 44% 18%

The average credit score for members who have matched with this card or similar cards is 689, with 760 being the most common. Note this is just one of the deciding factors when it comes to getting approved.


Member stats

Updated daily

34%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

43 years

Average age of members who matched this card or similar cards.

$89,201

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.



Member reviews

Overall rating:

3.5

Rating: 3.5 out of 5.

89 reviews from Intuit Credit Karma members

Most helpful positive review

January 21, 2023

4

Rating: 4 out of 5.

Great Credit Card

Credit Karma Member

Straight forward application, I got approved for 11k then automatically received a credit line increase for 13k after 6 months. Good cash back, Discover is excellent, love it!!!

Most helpful negative review

November 24, 2022

1

Rating: 1 out of 5.

BEWARE Stay Away!

Credit Karma Member

Ive had this card for almost a year, was using just under 30% utiliation and out of nowhere they decided to lower my credit limit to the balance I owed, which puts me at 100% Utilization rate!!!! I have good credit and never missed a payment. What they did was completely wrong and if they did it to me they are doing it to other people. BEWARE. This is not a card you want to have if you ever need to carry a balance for whatever reason. Luckily I can pay it off right away and close the account. Other people may not be so lucky.

All member reviews