1. Credit Cards
  2. Insights
  3. Exxon Mobil Smart Card+™

Exxon Mobil Smart Card+™

Updated:

10

reviews

2.8

Rating: 2.8 out of 5.

Annual Fee: $0

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their Exxon Mobil Smart Card+™ or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 98% 1% 1% 0% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 98% 1% 1% 0% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 98% 1% 1% 0% 0%

The average credit limit for members who have matched with this card or similar cards is $1,160, with $700 being the most common.

Here’s the average credit score of members who matched their Exxon Mobil Smart Card+™ or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 1% 23% 17% 33% 27%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 1% 23% 17% 33% 27%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 1% 23% 17% 33% 27%

The average credit score for members who have matched with this card or similar cards is 691, with 825 being the most common. Note this is just one of the deciding factors when it comes to getting approved.


Member stats

Updated daily

32%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

56 years

Average age of members who matched this card or similar cards.

$93,100

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.



Member reviews

Overall rating:

2.8

Rating: 2.8 out of 5.

10

reviews

Most helpful positive review

September 9, 2014

4

Rating: 4 out of 5.

Second look

Credit Karma Member

I applied and was turned down. After calling the toll free credit number I asked for a reconsideration. They initially ran an Equifax check but ran the transunion upon request. One week later, I recieved my card in the mail 🙂 A request for a second look is 50/50 but worth the extra time and effort. Also, they are offering 6 cetns per gallon and also a $30 refund after buying 100 gallons in 60 days. The only drawback is you have to pay the balance in full monthly to avoid the crazy high interest rate.

Most helpful negative review

November 27, 2017

1

Rating: 1 out of 5.

WORTHLESS

Credit Karma Member

I had a credit card with Exxon for over 14 years. I found out through Credit Karma Exxon closed my account out. I called Exxon and was advised that it was closed out because of no activity. It would have been nice to get a phone call or a letter advising me of the situation. When I called Exxon I spoke to a manager named Terry who had the personality of a dish rag. They had they nerve to ask me if I wanted to re-apply! NO WAY would I do business with this company again!

All member reviews