First Progress Platinum Prestige Mastercard® Secured Credit Card review
Great for a low purchase APR
Annual Fee: $49
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their First Progress Platinum Prestige Mastercard® Secured Credit Card or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $1,201, with $200 being the most common.
Here’s the average credit score of members who matched their First Progress Platinum Prestige Mastercard® Secured Credit Card or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 584, with 565 being the most common. Note this is just one of the deciding factors when it comes to getting approved.
Member stats
Updated daily
50.7%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.
43 years
Average age of members who matched this card or similar cards.
$72,328
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
October 15, 2024
This so-called secured credit card will only work
— Credit Karma Member
It's because you don't know how to use it. The way it works is you use it for once a month, then repeat the usage for next month. Let's say you deposit $1,000 and you spend $20 on it for that month. Then you paid a balance off that $20 at least 2 weeks before the payment is due. Usually I set up an automatic payment from my bank so I don't think about it when is it due. I had this card and helped me build my credit from 500s to now upper 600s. This secured card should not be use on daily expenses you gotta have a debit card for that. This is just for one time or three transactions per month and then pay it off. that's the way it works.
Most helpful negative review
July 31, 2024
-5 STARS
— Credit Karma Member
I got this card a few years back and downloaded the app. I had a $200 limit. Each time I used the card, I would immediately pay it back, if not, the same exact day. The app wouldn't update my limit or show if I had made a payment until days later. This left me misinformed and I would also think I didn't have a balance due because of the slow app updates. They would take my payments but would report to the credit bureau that I was delinquent. I paid them off and immediately cancelled the card, which somehow also went against my credit. Absolutely a trash company.