HSN Card
Annual Fee: $0
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their HSN Card or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $2,119, with $1,024 being the most common.
Here’s the average credit score of members who matched their HSN Card or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 679, with 817 being the most common. Note this is just one of the deciding factors when it comes to getting approved.
Member stats
Updated daily
33.6%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.
62 years
Average age of members who matched this card or similar cards.
$82,411
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
February 16, 2016
Easy approval. Very fair on credit line.
— Credit Karma Member
I was on the path on rebuilding my credit and with a fico of only 585 couldnt get very many credit offers. Needless to say they gave me the 7-10 day message and with in a few weeks I received a letter stating to give them a call. The phone call consisted of a series of simple questions then they approved me with a $400.00 dollar limit. when the card arrived I ordered a watch on the flex pay and after making the first payment they raised my limit to $1150.00 The flex pay option allows you to be able to get something alittle higher as it charges your card the flex payment instead of the whole amount which allowes you the comfortability to charge something with out being slammed with high utilization right off the bat. This card is great for building and establishing credit. Probably not the best choice for someone with a high fico score due to the interest vs a high level mc/visa/etc that does offer low apr. All in all. Highly recommend. Pay on time and use resposibly and the card does help on the journey to raising credit. Easy to pay, and has good flex options. 🙂
Most helpful negative review
February 7, 2018
BE CAREFUL, do not use HSN
— Credit Karma Member
HSN and credit card are scamming me. Nov 2017, promo featured buy 2 laptops (colors blue/white), for $159 each PLUS advertisied with VIP financing for 12 montjhs NO INTEREST unless a payment is missed. Both credit card and HSN are bouncing me back and forth credit card told me to call HSN, then HSN told me to call credit card. This is a violation of law and what is called BAIT AND SWITCH! I telephoned HSN immediately after purchase to verify the purchase. Was advised and HSN reiterated the VIP financing offer, and I asked about an additonal 20% off for the Birthday Coupon I had received and was told that 'no' we can't apply the coupon as this deal is already a good one. HOWEVER I received billing statement that charged me interest. Now I am caught between HSN and credit card COMENTY. When I make final payment I WILL NOT EVER PURCHASE ONE MORE ITEM FROM HSN. They scam and they don't keep their word. Now, I have to write a letter, and show proof. The proof of the AD is now "not available on the link".... this is fishy, downright illegal and I will contact the local media to help me in this claim. Be forwarned: HSN and credit card are not same company. They do not care about what they offer, are unwilling to fulfill their end and unprofessional. DO NOT OPEN A CREDIT CARD WITH HSN. They are not good whatsoever!!!! From Disgruntled in Minnesota