Indigo® Mastercard® Cashback Rewards
Great for straightforward rewards
Annual Fee: $75 the first year; $99 thereafter (you may see different terms on Credit Karma)
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their Indigo® Mastercard® Cashback Rewards or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $596, with $300 being the most common.
Here’s the average credit score of members who matched their Indigo® Mastercard® Cashback Rewards or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 562, with 557 being the most common. Note this is just one of the deciding factors when it comes to getting approved.
Member stats
Updated daily
65.8%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.
46 years
Average age of members who matched this card or similar cards.
$72,788
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
December 25, 2023
Great start!
— Credit Karma Member
Application process was very easy, and got approved in seconds. Only complaint is payment process. With my only cards you can pay through the app with a debit card, instantly see your available credit and the next day payment is posted vs paying through your account. That’s the only thing I would change about this great cards is the payment process, pay with a debit card would make more easy for everyone.
Most helpful negative review
November 20, 2023
Terrible Card Company
— Credit Karma Member
I never miss a payment. In fact, I pay my balance in full every time I use the card. The worst part is. When you pay your balance in full. Even though the payment is drafted out of your checking account and has been processed. It still takes 2-3 weeks for this credit card company to allow you to have access to that credited payment. When I pay my balance in full every other week. This credit company isn’t making any money off of me because I’m paying my balance off. I didn’t have a problem for the first 2 months. They credited my card within the next business day after my balance was paid in-full. Except now, that they see I’m paying off my card, they are trying to get that finance charge by holding off on crediting my account. This is the only credit card company that has done this to me. CreditOne is way better than this junky company. I pay that card off every other week as well and, they immediately credit my card back. NOT THIS INDIGO CARD. Be aware people. Go with CreditOne instead.