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Ink Business Cash® Credit Card

Updated:

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28 reviews from Intuit Credit Karma members

3

Rating: 3 out of 5.

Great for business bonus rewards

Annual Fee: $0

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their Ink Business Cash® Credit Card or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 40% 16% 18% 15% 11%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 40% 16% 18% 15% 11%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 40% 16% 18% 15% 11%

The average credit limit for members who have matched with this card or similar cards is $9,621, with $5,000 being the most common.

Here’s the average credit score of members who matched their Ink Business Cash® Credit Card or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 2% 23% 15% 38% 23%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 2% 23% 15% 38% 23%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 2% 23% 15% 38% 23%

The average credit score for members who have matched with this card or similar cards is 691, with 810 being the most common. Note this is just one of the deciding factors when it comes to getting approved.


Member stats

Updated daily

27.9%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

47 years

Average age of members who matched this card or similar cards.

$99,885

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.



Member reviews

Overall rating:

3

Rating: 3 out of 5.

28 reviews from Intuit Credit Karma members

Most helpful positive review

July 16, 2024

5

Rating: 5 out of 5.

BEST FOR BUSINESS

Credit Karma Member

no annual fee, 0 % APR for 12 months does not affect my personal credit score or my 5/24 status great when combined with a points earner

Most helpful negative review

October 9, 2023

1

Rating: 1 out of 5.

Account shut down

Credit Karma Member

RIDICULOUS customer service and experience. I've had this credit card for almost a year when they suddenly asked me to verify my business name and address - I immediately faxed AND mailed back the appropriate information. After several weeks and receiving a second letter saying they still had not received my information, I called customer service and spoke to someone who reassured me they had all the documents they need and I should be all set. Fast forward to today, I realized my account has been CLOSED and several of my recurring business payments have been denied. I finally got through to customer service again and they said there was an issue verifying my address - I had sent in all the appropriate documentation to verify that my address is correct. Instead of reaching out to me directly about this "issue", Chase chose to shut down my very active account. I have charged over 100k so far this year and now my business is disrupted by this closed account. They told me the minimum time to reinstate the account is 48 business hrs which is entirely too long for an active business. Absolutely ridiculous experience, do not recommend.

All member reviews