Ink Business Preferred® Credit Card
Great for frequent business travel
Annual Fee: $95
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their Ink Business Preferred® Credit Card or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $7,129, with $1,000 being the most common.
Here’s the average credit score of members who matched their Ink Business Preferred® Credit Card or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 663, with 641 being the most common. Note this is just one of the deciding factors when it comes to getting approved.
Member stats
Updated daily
31.8%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.
45 years
Average age of members who matched this card or similar cards.
$92,276
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
February 21, 2020
Great 80k UR signup bonus + earn rate
— Credit Karma Member
If you're already in the Chase Ultimate Rewards ecosystem, this is a great card to earn some extra points (80k offer at the time of writing this review). No statement credit bonuses to offset the annual fee like the Sapphire Reserve card, but the 3x earn rate on travel and dining beats out the Sapphire Preferred plus you get 3x back on shipping, advertising, and phone/cable/internet bills. You also get many of the same travel/hotel coverage and perks as the Reserve Preferred card, with the added bonus of some pretty stellar cell phone protection coverage. If you have any kind of small business, this is an amazing card. If not, it's basically a Sapphire Preferred (same annual fee) with slightly better earn rates on travel and dining and some added perks for stuff you probably won't use too much.
Most helpful negative review
November 21, 2019
— Credit Karma Member
They absolutely discriminate. Nothing they said made sence or held up at all. . Don't waste your time. Customer service is absolutely horrible.