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3. Marriott Bonvoy Bold® Credit Card: Earn hotel award nights with no annual fee

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13

reviews

3.4

Rating: 3.4 out of 5.

Great for Marriott points with no annual fee

Annual Fee: $0

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their Marriott Bonvoy Bold® Credit Card or similar cards.

% of members by credit limit range

The average credit limit for members who have matched with this card or similar cards is $14,137, with $1,000 being the most common.

Here’s the average credit score of members who matched their Marriott Bonvoy Bold® Credit Card or similar cards.

% of members by credit score range

The average credit score for members who have matched with this card or similar cards is 713, with 816 being the most common. Note this is just one of the deciding factors when it comes to getting approved.

Member stats

Updated daily

26%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

46 years

Average age of members who matched this card or similar cards.

$108,739

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.

Pros and cons

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Good sign-up bonus for no annual fee

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Earn more points for Marriott stays

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No foreign transaction fees

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We estimate the value of each point at less than 1 cent

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More perks available from other Marriott cards

4 things to know about the Marriott Bonvoy Bold® Credit Card

1. Good sign-up bonus for a hotel credit card with no annual fee

The Marriott Bonvoy Bold® Credit Card features a 60,000-point sign-up bonus plus 1 Free Night Award when you spend $2,000 on purchases during the first 3 months after account opening.

You may be able to find more valuable bonuses from other Marriott credit cards. But this one has no annual fee, so it’s a great value considering there’s no upfront cost.

2. Enjoy a more comfortable stay with Elite status

The Marriott Bonvoy Bold® Credit Card gives card members 5 complimentary Elite Night credits each calendar year as well as automatic Silver Elite status (renews each account anniversary year).

With Silver Elite status, you can request late checkouts based on availability. You’ll also be able to book hotel award nights with no blackout dates.

3. Turn Marriott stays into hotel award nights

You’ll earn up to 14 points for every $1 you spend at Marriott hotels.

Additionally, you’ll earn two points for every $1 you spend on grocery stores, rideshare services, select food delivery, select streaming, and internet, cable, and phone services, plus one point per $1 spent on all other purchases.

Marriott also offers the fifth night free on award stays. That means if you save up enough points to book four hotel award nights, you could tack on a free night to the end of your reservation.

4. Good for traveling internationally

The Marriott Bonvoy Bold® Credit Card has no foreign transaction fees.

That means you can bring the hotel card on your next vacation and continue racking up points on your travel purchases without the fear of being hit with this fee.

What’s missing?

The Marriott Bonvoy Bold® Credit Card doesn’t offer a free night anniversary bonus like you might see from other hotel credit cards. Instead, you’ll have to earn your hotel award nights with points.

But keep in mind that these features usually come automatically only with hotel cards that charge an annual fee.

Understanding your points and redemption options

Marriott Bonvoy® points are each worth an estimated 0.75 cents when you redeem for hotel stays, according to Credit Karma’s point valuations.

Your points can be used to book more than just hotels, too. You can also transfer your points to dozens of airline rewards programs, including United MileagePlus and Southwest Airlines Rapid Rewards.

But you may get less value for your points from these other redemption options. In most cases, you have to transfer three Marriott Bonvoy points to get a single frequent flyer mile from a transfer partner.

Who this card is good for

The Marriott Bonvoy Bold® Credit Card is great for cost-conscious Marriott guests who want to be rewarded for their loyalty without paying an annual fee. With a solid sign-up bonus and opportunities to earn bonus points on Marriott purchases, this card may offer enough features to justify carrying it in your wallet.

But it’s probably not the best choice for Marriott guests who would prefer an annual free-night bonus or the extra perks that come with a higher level of elite status. It also likely isn’t right for those who don’t like the idea of committing to one particular hotel brand.

Not sure this card is right for you? Consider these alternatives.

If the Marriott Bonvoy Bold® Credit Card isn’t quite what you’re looking for, you might be interested in one of these other hotel credit cards.

• Marriott Bonvoy Boundless® Credit Card:
This card could be better for travelers who want an annual free night.
• Marriott Bonvoy Brilliant® American Express® Card:
This card offers numerous Marriott status perks to frequent guests.
• Capital One VentureOne Rewards Credit Card:
If you like the idea of a card with no annual fee but want to stay at more than just one hotel chain, this card could be a good choice.