1. Credit Cards
2. Insights
3. Marriott Bonvoy Boundless® Credit Card: Practical rewards and perks to balance out the annual fee

Image: image_8f05e1

46

reviews

2.3

Rating: 2.3 out of 5.

Great for free hotel nights

Annual Fee: $95

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their Marriott Bonvoy Boundless® Credit Card or similar cards.

% of members by credit limit range

The average credit limit for members who have matched with this card or similar cards is $14,542, with $1,000 being the most common.

Here’s the average credit score of members who matched their Marriott Bonvoy Boundless® Credit Card or similar cards.

% of members by credit score range

The average credit score for members who have matched with this card or similar cards is 716, with 817 being the most common. Note this is just one of the deciding factors when it comes to getting approved.

Member stats

Updated daily

25.3%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

46 years

Average age of members who matched this card or similar cards.

$110,280

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.

Pros and cons

Image: yes

Strong sign-up bonus

Image: yes

Extra points for Marriott stays

Image: yes

Annual free night award

Image: Con

A big spending requirement to earn that sign-up bonus

Image: Con

Low point value (according to our valuations)

Image: Con

$95 annual fee

4 things to know about the Marriott Bonvoy Boundless® Credit Card

1. Annual free night award can help cover the annual fee

The Marriott Bonvoy Boundless® Credit Card comes with a $95 annual fee, but you may find it fairly easy to make up for that upfront cost from just one benefit. That’s because you’ll qualify for one free night award each account anniversary.

The free night award can be used at participating midtier hotels on rooms that cost up to 35,000 points.

2. Big sign-up bonus, but no hotel credits

The Marriott Bonvoy Boundless® Credit Card offers a sign-up bonus 100,000 Bonus Points after spending $3,000 on purchases in your first 3 months. For a limited time, members can also earn a $150 statement credit after making their first purchase in the first 12 months from account opening.

But there is no annual hotel credit to provide extra ongoing value at Marriott hotels.

3. Earn more points for Marriott stays

The Marriott Bonvoy Boundless® Credit Card offers six points for every $1 you spend on purchases at participating Marriott hotels, and two points for every $1 spent on all other purchases. Plus, you’ll earn three points per $1 spent on gas station, grocery store and restaurant purchases, up to $6,000 spent each year.

Because the Marriott Bonvoy Boundless® Credit Card also gives you complimentary Marriott Bonvoy Silver Elite status, you can earn another 11 points for every $1 you spend at participating Marriott hotels, in addition to the points you earn with your credit card. That’s 10 base points for every $1 you spend on qualifying purchases, plus a 10% bonus for Silver Elite status.

If your qualifying purchases are at participating Marriott hotels, you could earn a total of 17 points for every $1 you spend at Marriott.

4. Turn hotel loyalty into a more comfortable stay

That automatic Silver Elite status that you can earn with the Marriott Bonvoy Boundless® Credit Card also entitles you to priority late checkouts — based on availability — at participating Marriott hotels. This perk could come in handy when you have a late afternoon or evening flight and would rather relax than pass the time with some other activity.

The Marriott Bonvoy Boundless® Credit Card also offers the opportunity to upgrade to Bonvoy’s Gold status each calendar year that you either spend $35,000 on qualifying purchases. Gold status comes with the added benefit of receiving complimentary room upgrades — based on availability — at participating Marriott hotels.

Understanding your points and redemption options

Marriott Bonvoy points can be used to book rewards nights at Marriott hotels. We estimate these points to be worth approximately 0.75 cents each, according to Credit Karma’s point valuations, but the actual value you get depends on how you redeem your points.

That value could depend on where you choose to stay. Marriott’s rewards program features several categories of hotels, so there’s some variety in your options.

No matter where you stay, you can make your points earned with the Marriott Bonvoy Boundless® Credit Card go further by taking advantage of Marriott’s fifth-night-free promotion. If you book a five-night stay using your points, you need to redeem only enough points to pay for the first four nights because the fifth night will be free.

You can also transfer points to one of Marriott’s participating airline partners, or redeem through Marriott’s rewards program for rental cars, gift cards, charitable donations and special experiences. But you’ll typically get more bang for your buck when you redeem your points for a hotel room.

Who this card is good for

The Marriott Bonvoy Boundless® Credit Card could be a good choice for regular Marriott guests who are more interested in value than maximizing luxury.

While the Marriott Bonvoy Boundless® Credit Card doesn’t feature countless credits or fancy perks, it offers plenty of opportunities to capitalize on your Marriott loyalty with practical benefits like the free night award and late checkouts. You’d also be able to get that value without paying a premium for perks you might not use, like spa treatments and hotel lounge access.

Not sure this card is right for you? Consider these alternatives.

If the Marriott Bonvoy Boundless® Credit Card isn’t for you, you might be interested in one of these other hotel credit cards.

• Marriott Bonvoy Brilliant® American Express® Card:
This card is good for Marriott-loyal travelers who want a bit more luxury during their stays.
• Marriott Bonvoy Business® American Express® Card:
This card could be the right pick for business travelers who are loyal to Marriott.
• Capital One Venture Rewards Credit Card:
This card could be a better pick for travelers who usually stay with many different hotel brands.