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Mastercard® Black Card™

Updated:

image_1c88eaImage: image_1c88ea

36 reviews from Intuit Credit Karma members

2.3

Rating: 2.3 out of 5.

Great for a sleek design

Annual Fee: $495; $195 for each additional user

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their Mastercard® Black Card™ or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 14% 12% 22% 30% 23%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 14% 12% 22% 30% 23%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 14% 12% 22% 30% 23%

The average credit limit for members who have matched with this card or similar cards is $14,165, with $5,000 being the most common.

Here’s the average credit score of members who matched their Mastercard® Black Card™ or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 2% 16% 15% 44% 23%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 2% 16% 15% 44% 23%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 2% 16% 15% 44% 23%

The average credit score for members who have matched with this card or similar cards is 706, with 763 being the most common. Note this is just one of the deciding factors when it comes to getting approved.

Member stats

Updated daily

27.6%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

41 years

Average age of members who matched this card or similar cards.

$100,836

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.

Member reviews

Overall rating:

2.3

Rating: 2.3 out of 5.

36 reviews from Intuit Credit Karma members

Most helpful positive review

November 2, 2018

4

Rating: 4 out of 5.

COOL CARD! HEAVY.

— Credit Karma Member

People always comment on the weight of this card. Annual fee is too high in my opinion unless you TRAVEL alot.

Most helpful negative review

March 13, 2023

1

Rating: 1 out of 5.

Luxury card is a scam

— Credit Karma Member

Terrible service they find every way to charge you and the app is got to be one of the worst apps I’ve ever used I’m not making it up try it for yourself it’ll cost you about $1000 when you’re all said and done because they’re going to charge you their fee on your first statement and then it starts building from there

All member reviews