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Mastercard® Gold Card™

Updated:

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13 reviews from Intuit Credit Karma members

3.1

Rating: 3.1 out of 5.

Great for making a statement

Annual Fee: $995; $295 for each additional user

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their Mastercard® Gold Card™ or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 18% 7% 17% 23% 35%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 18% 7% 17% 23% 35%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 18% 7% 17% 23% 35%

The average credit limit for members who have matched with this card or similar cards is $16,208, with $30,000 being the most common.

Here’s the average credit score of members who matched their Mastercard® Gold Card™ or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 2% 13% 14% 47% 25%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 2% 13% 14% 47% 25%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 2% 13% 14% 47% 25%

The average credit score for members who have matched with this card or similar cards is 711, with 760 being the most common. Note this is just one of the deciding factors when it comes to getting approved.


Member stats

Updated daily

24.9%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

40 years

Average age of members who matched this card or similar cards.

$104,906

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.



Member reviews

Overall rating:

3.1

Rating: 3.1 out of 5.

13 reviews from Intuit Credit Karma members

Most helpful positive review

January 19, 2024

5

Rating: 5 out of 5.

Great concierge, cashback and hidden perks.. ❤️

Credit Karma Member

I didn’t realize how a travel card should be until I got this card. The level of attention I get from the concierge is amazing and quick. I used to look all around for the best deals but now I have personal assistance doing all the work for me. It’s great. The cashback is great at 2% per point. And access to a lot of hidden perks I didn’t even know existed.

Most helpful negative review

December 19, 2016

1

Rating: 1 out of 5.

Barcllays does not value cardholders

Credit Karma Member

I have a credir score of 753 with 3 accounts with Barclays all in excellent standing. I have 22 total credit catrds all in excellent standing with very low utilization. Barclays would not apprve me for a credit increase on my black card and outrighr denied me the Gold MasterCard. I do not feel valued as a customer of theirs and plan on paying off all balances and not using the cards so they will not get fees.?

All member reviews