Mattress Firm Synchrony HOME™ Credit Card
Annual Fee: $0
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their Mattress Firm Synchrony HOME™ Credit Card or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $4,224, with $6,000 being the most common.
Here’s the average credit score of members who matched their Mattress Firm Synchrony HOME™ Credit Card or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 698, with 810 being the most common. Note this is just one of the deciding factors when it comes to getting approved.
Member stats
Updated daily
31.3%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.
49 years
Average age of members who matched this card or similar cards.
$98,702
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
March 28, 2016
— Credit Karma Member
A few months ago I went in Mattress Firm and applied for their 2nd tier lease program thru Progressive and was approved for $1500 (was scared to try their standard financing), but it was too much like renting, so I didn't pursue. Then, my husband and I went in today and, applied, tired of our old mattress (they finance thru Wells Fargo)....did the simple app on their pc, and was approved for $2400 w/ a ck score of 648!! I only used $1700 of that for a bed, pillows, and mattress cover, but qualified for 12 months no interest. A $2000 purchase would have gotten me 24 months no interest. Anyway, I'm satisfied thus far...I'll update once we've made our 1st few payments!
Most helpful negative review
January 28, 2014
applied for credit card
— Credit Karma Member
I applied for this card to get a bed for my wife and I. I have a 698 credit score. I just sold my house and paid off 5 credit cards. my debt ratio to income ratio is 8%. I can pay in cash but just didn't want to spend that much right now. I got denied! Never expected that! easy application but customer service sucked.