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My GM Rewards® Mastercard®

Updated:

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139 reviews from Intuit Credit Karma members

3.7

Rating: 3.7 out of 5.

Great for a future auto purchase

Annual Fee: None

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their My GM Rewards® Mastercard® or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 34% 17% 27% 16% 6%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 34% 17% 27% 16% 6%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 34% 17% 27% 16% 6%

The average credit limit for members who have matched with this card or similar cards is $7,423, with $2,000 being the most common.

Here’s the average credit score of members who matched their My GM Rewards® Mastercard® or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 1% 16% 17% 45% 21%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 1% 16% 17% 45% 21%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 1% 16% 17% 45% 21%

The average credit score for members who have matched with this card or similar cards is 699, with 763 being the most common. Note this is just one of the deciding factors when it comes to getting approved.


Member stats

Updated daily

31.1%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

43 years

Average age of members who matched this card or similar cards.

$93,801

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.



Member reviews

Overall rating:

3.7

Rating: 3.7 out of 5.

139 reviews from Intuit Credit Karma members

Most helpful positive review

November 6, 2023

5

Rating: 5 out of 5.

Rapido

Credit Karma Member

Con 700 de credito fui aprobada con 4,000,pude usarla el mismo dia online porque me enviaron una tarjeta virtual,hasta ahorra se merece las 5 estrellas

Most helpful negative review

March 23, 2024

1

Rating: 1 out of 5.

Awful - Closing Account Within 2 Weeks of Opening

Credit Karma Member

Tried to make a $300 purchase @ Academy Sports. Purchase was flagged as fraud. I spent an hour on the phone to speak with someone as there was no automated way to confirm I was making the purchase. Supervisor said they fixed it, declined again. I’ve never had such a hard time for a $300 purchase. I have excellent credit, was making the purchase within 5 miles of my zip code. No reason this should have been flagged. Paying the $300 balance and closing. STAY AWAY.

All member reviews