Navy Federal Credit Union Platinum Credit Card
Annual Fee: N/A
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their Navy Federal Credit Union Platinum Credit Card or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $14,711, with $25,000 being the most common.
Here’s the average credit score of members who matched their Navy Federal Credit Union Platinum Credit Card or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 664, with 637 being the most common. Note this is just one of the deciding factors when it comes to getting approved.
Member stats
Updated daily
41.1%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.
43 years
Average age of members who matched this card or similar cards.
$98,150
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
August 16, 2023
Love NFCU!
— Credit Karma Member
I was struggling with my credit score so I decided to go with a navy federal secured credit card. I put down $200 and for the first 3 months I always paid my card off early with no carry over balance. On the 3rd month they increased my line of credit to $400 ( understandably because I have a low income) and continued to do the same thing with paying it off early and actually 2-3 tuned in a month , once I got to like 150-200 I would pay that off and would only spend what I had in my pocket. Yesterday I reached 6 months and was upgraded to the cash rewards with a 2k line of credit! And the secured card has taken my 500 credit score to 700 in that short time ! Thank you NFCU!! Lifetime member for sure!
Most helpful negative review
August 27, 2018
NFCU lied about sign on bonus
— Credit Karma Member
The card is ok but they didn't honor the sign on bonus agreement. I don't like dealing with liars so I'm done with NFCU. My best advice is: don't expect anything from them and they'll never disappoint you.