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Old Navy Navyist Rewards Credit Card

Updated:

104 reviews from Intuit Credit Karma members

2.2

Rating: 2.2 out of 5.

Annual Fee: $0

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their Old Navy Navyist Rewards Credit Card or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 71% 11% 15% 4% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 71% 11% 15% 4% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 71% 11% 15% 4% 0%

The average credit limit for members who have matched with this card or similar cards is $2,732, with $1,000 being the most common.

Here’s the average credit score of members who matched their Old Navy Navyist Rewards Credit Card or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 35% 11% 14% 28% 11%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 35% 11% 14% 28% 11%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 35% 11% 14% 28% 11%

The average credit score for members who have matched with this card or similar cards is 685, with 641 being the most common. Note this is just one of the deciding factors when it comes to getting approved.

Member stats

Updated daily

35.5%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

46 years

Average age of members who matched this card or similar cards.

$84,276

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.

Member reviews

Overall rating:

2.2

Rating: 2.2 out of 5.

104 reviews from Intuit Credit Karma members

Most helpful positive review

October 13, 2012

5

Rating: 5 out of 5.

Started out with Old Navy then upgraded

— Credit Karma Member

I started out with the Old Navy store card a little over 2 years ago with a $500 credit limit. Would buy some clothes then pay off over 2/3months at a time, then buy more clothes. CL quickly raised to $900, then about 9months ago I logged in to pay my bill and the system told me I was eligible to update to Old Navy Visa card, and that i'd get $20 in Old Navy Coupons for accepting the offer. I accepted and received ON Visa with $2500 limit. Rewards are excellent also.

Most helpful negative review

January 5, 2023

1

Rating: 1 out of 5.

WORST on the PLANET

— Credit Karma Member

Old Navy is HORRIFIC!!! I applied and received a very large limit of which I used $150 during the holidays. I spent 20 minutes on the phone being transferred 7 times trying to pay off the balance and close the account. I was passed around the planet and no one could help me pay it off with my debit card. DO NOT WASTE YOUR TIME FOR THE 30% savings you get during the Holidays. This is the 2nd time I've given Old Navy a shot and they are HORRIBLE for a 2nd time.

All member reviews