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OpenSky® Plus Secured Visa® Credit Card

Updated:

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76 reviews from Intuit Credit Karma members

3.7

Rating: 3.7 out of 5.

Great for no credit check

Annual Fee: $0

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their OpenSky® Plus Secured Visa® Credit Card or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 70% 7% 12% 10% 2%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 70% 7% 12% 10% 2%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 70% 7% 12% 10% 2%

The average credit limit for members who have matched with this card or similar cards is $3,504, with $200 being the most common.

Here’s the average credit score of members who matched their OpenSky® Plus Secured Visa® Credit Card or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 2% 44% 22% 29% 3%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 2% 44% 22% 29% 3%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 2% 44% 22% 29% 3%

The average credit score for members who have matched with this card or similar cards is 617, with 560 being the most common. Note this is just one of the deciding factors when it comes to getting approved.

Member stats

Updated daily

47.5%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

38 years

Average age of members who matched this card or similar cards.

$69,970

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.

Member reviews

Overall rating:

3.7

Rating: 3.7 out of 5.

76 reviews from Intuit Credit Karma members

Most helpful positive review

December 14, 2023

4

Rating: 4 out of 5.

Nice Credit Building Card For Student's

— Credit Karma Member

I think zero annually fees are the best cards right now for Credit Building on Credit Karma.

Most helpful negative review

December 15, 2023

1

Rating: 1 out of 5.

Go with another if you can

— Credit Karma Member

This card has been the most difficult card to use and pay for I’ve ever had. It keeps saying my funding account (PayPal) is negative which is false. So I’ve had to make a Chime account, go to an atm, go to a store that accepts deposits to fund chime, then use chime to pay this card. Customer service is nonexistent. I’m going to close my account.

All member reviews