This offer is no longer available on our site: Petal® 1 Visa® Credit Card
Petal 1 Visa® Credit Card
Great for no annual fee
Annual Fee: $0
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their Petal 1 Visa® Credit Card or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $1,497, with $1,000 being the most common.
Here’s the average credit score of members who matched their Petal 1 Visa® Credit Card or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 599, with 584 being the most common. Note this is just one of the deciding factors when it comes to getting approved.
Member stats
Updated daily
55.9%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.
41 years
Average age of members who matched this card or similar cards.
$74,954
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
August 8, 2023
Don’t listen to the others
— Credit Karma Member
Petal 1 does not have a fee. That’s Petal 1 Rise. Essentially, your application begins with a pre approval for both Petal 1 and Petal 1 Rise. If you aren’t approved for the Petal 1, you are approved for Rise automatically, because the main difference is that the latter has a fee that was put in place to guarantee your odds. While you do pay $69 a year (I think, might have been $59), you get a way higher credit limit than most other cards offer to beginners. I have no Experian credit score (which is what Petal 1 relies on and isn’t shown in Credit Karma) but I was approved for a limit of $550, which will definitely help out a lot. Once the limit gets reported my scores will go through the roof. Imo paying that fee is worth it until you can upgrade to the better line.
Most helpful negative review
September 11, 2022
Credit Karma said I have excellent approval .
— Credit Karma Member
I applied for a petal visa because I thought credit karma for sure thought I had excellent approval odds. I apply and get declined another hard enquiry to lower my credit score on top of r declination .I get approved for a BestBuy card but not a generic Petal Visa, really makes me not trust credit karma.