Petal 2 Visa® Credit Card
Great for rewards with no credit history
Annual Fee: $0
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their Petal 2 Visa® Credit Card or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $2,569, with $1,000 being the most common.
Here’s the average credit score of members who matched their Petal 2 Visa® Credit Card or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 630, with 577 being the most common. Note this is just one of the deciding factors when it comes to getting approved.
Member stats
Updated daily
46.8%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.
40 years
Average age of members who matched this card or similar cards.
$78,054
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
November 21, 2022
ON THE FENCE
— Credit Karma Member
I own this card now. I like the card... however card got locked and possibly even to my mistake.. not positive. The real issue is that I'm going on month 2 of it being locked after I have called a Couple times. When I get someone I feel like they would rather be on break than to help. Any other card I have the locke would be removed instantly or within 24 hours ish ... not going on a MONTH
Most helpful negative review
July 1, 2023
They'll downgrade you and charge fees
— Credit Karma Member
At first (with fair credit) I was approved for Petal 2 with a $4500 limit. Had the card for a year, never missed a payment, even had a limit increase to $4700 after 5-6 months. A few weeks ago, I get a notice that I'm losing my Petal 2 card, and being issued a Petal 1 rise card that will now have a monthly fee added to it. I've never missed a payment, my credit score has risen slightly over the year, and I'm being penalized for it? Here's the kicker. I can opt out if I want to. Oh, NICE. Thank you Petal! If I choose to close my account instead of accepting the worse card and pay monthly fees, I can close my account and let my credit score fall due to a closed account, and credit age decrease to drop by score, and my credit card utilization % rise. All these will topple my credit score, a credit score I've worked hard to increase over the past year from fair to good. I assume more people will also leave negative reviews because they give a hard working person a lose-lose choice. Pay their fees, or risk a lower credit score. Pathetic!