Phillips 66® Commercial Credit Card
Annual Fee: $N/A
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their Phillips 66® Commercial Credit Card or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $1,425, with $524 being the most common.
Here’s the average credit score of members who matched their Phillips 66® Commercial Credit Card or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 694, with 822 being the most common. Note this is just one of the deciding factors when it comes to getting approved.
Member stats
Updated daily
29.9%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.
55 years
Average age of members who matched this card or similar cards.
$92,176
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
June 7, 2016
Good card - provided you PIF
— Credit Karma Member
Apply during the bonus period. Watch out for the interest rate. It's pretty high but if you PIF you have nothing to worry about. Customer service: I believe it's outside the U.S. and I've definitely experienced better service. Read the fine print regarding when payments are posted.
Most helpful negative review
November 13, 2018
Cancelled for non-use
— Credit Karma Member
Let me say that when it was Conoco, it was great ... after adding Phillips 66/Union 76 and signing on with Citibank, it went downhill customer service-wise. First credit card I ever got in 1976 ...used it regularly and paid faithfully for the next 37 years. I then moved to an area where I seldom saw any of the three gas brands and used it accordingly. Without warning, notice or anything, my card was cancelled. I only learned about it when I pulled a credit report and saw my 37-year credit report from Conoco was gone ... and I had no recourse!