This offer is no longer available on our site: PNC Cash Rewards® Visa® Credit Card
PNC Cash Rewards® Visa® Credit Card
![](https://creditkarma-cms.imgix.net/wp-content/uploads/2023/06/hands-thumbs-up.jpg?fm=webp)
Great for cash back on everyday purchases
![](https://creditkarma-cms.imgix.net/wp-content/uploads/2023/06/cash.jpg?fm=webp)
Annual Fee: $0
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their PNC Cash Rewards® Visa® Credit Card or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $8,327, with $7,500 being the most common.
![](https://creditkarma-cms.imgix.net/wp-content/uploads/2023/09/IC-Logo_Karma-Green_RGB.png)
Here’s the average credit score of members who matched their PNC Cash Rewards® Visa® Credit Card or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 725, with 762 being the most common. Note this is just one of the deciding factors when it comes to getting approved.
![](https://creditkarma-cms.imgix.net/wp-content/uploads/2023/09/IC-Logo_Karma-Green_RGB.png)
Member stats
Updated daily
![](https://creditkarma-cms.imgix.net/wp-content/uploads/2023/06/low-utilization.jpg?fm=webp)
23.4%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.
![](https://creditkarma-cms.imgix.net/wp-content/uploads/2023/06/meetup.jpg?fm=webp)
47 years
Average age of members who matched this card or similar cards.
![](https://creditkarma-cms.imgix.net/wp-content/uploads/2023/06/cash-give-1.jpg?fm=webp)
$88,788
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
February 8, 2023
Denied
— Credit Karma Member
I have a 785 Experian which is what they check. I was denied for a valid reason. I had three recent inquiries and approvals on my report for credit cards. I called in for reconsideration and was transferred to the appropriate department. Sounded like someone working from home. She told me that unless there was an error in the credit report it wouldn't be reconsidered. I really wish they be open to further factors such as assets. She also said I could go into a branch for further consideration and to try again in 6 to 12 months. Very nice lady. Even through I was denied, I give them five starts for kindness and consideration.
Most helpful negative review
March 12, 2019
— Credit Karma Member
I applied for this card through the credit karma app. I have a 766 credit score and I'm used to being approved within a day of applying for a card. After a couple of days I got a call from PNC where they asked for all of the info that was in my application, and they said they were having trouble verifying my age. They told me to fax a copy of my drivers license. I thought this was strange, but I faxed it. I called back after 3 days to get a status on my application. I was told it was still processing. I asked if this was normal to take so long and the person said yes. After 10 days of checking my email, spam, and texts, I called again, and I was told that I had been approved. I asked if it was normal to not notify applicants of a status change via email. I didn't get an answer, but the person on the line apologized. When the card arrived a few days later, I called the number on the card to activate it. I also tried to enroll in PNC online as described in the packet that came with the card. I was unable to enroll because I didn't have a PNC online access PIN. I called the PNC help number again, and there was no option on the computer system to obtain an online access PIN. After the computer system asked me for my SSN for the 5th time for some reason, I finally talked to a human. She told me that you have to call to obtain the online access PIN. It would be nice if that info was in the packet that came with the card. She generated a pin and told me I have to use it within 15 minutes. I tried to use it immediately but discovered that the PNC app is extremely glitchy. As I filled in one field, another field would go blank or the info would move from one box to another. The person on the phone asked if I was using the app and I told her I was. She then told me to use the PNC website. I tried to use the website to enroll, but this was also glitchy. I had to wait a second or 2 after each digit I typed for it to appear on the screen. After finally filling in the required info, the system said I entered it incorrectly. I verified the info line by line and tried to enter it again with the same result. I was then told a PIN would be mailed to me. Why wasn't it mailed to start with? I'm patiently waiting now with very low expectations.