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Pottery Barn Key Rewards credit card

Updated:

13 reviews from Intuit Credit Karma members

3.5

Rating: 3.5 out of 5.

Annual Fee: $0

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their Pottery Barn Key Rewards credit card or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 42% 22% 25% 10% 1%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 42% 22% 25% 10% 1%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 42% 22% 25% 10% 1%

The average credit limit for members who have matched with this card or similar cards is $5,315, with $4,000 being the most common.

Here’s the average credit score of members who matched their Pottery Barn Key Rewards credit card or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 1% 23% 17% 33% 26%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 1% 23% 17% 33% 26%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 1% 23% 17% 33% 26%

The average credit score for members who have matched with this card or similar cards is 690, with 820 being the most common. Note this is just one of the deciding factors when it comes to getting approved.


Member stats

Updated daily

33.2%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

48 years

Average age of members who matched this card or similar cards.

$111,762

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.



Member reviews

Overall rating:

3.5

Rating: 3.5 out of 5.

13 reviews from Intuit Credit Karma members

Most helpful positive review

November 21, 2016

5

Rating: 5 out of 5.

No issues

Credit Karma Member

Easy application process. Applied with scores in mid 6's at the time, instant approval for $2500. ???Bonus is it was only a soft pull for using SCT. ???No issues with cardholder, payments, etc. I don't use this card often, but I always PIF on/before statement cut, so there interest rates are a non issue. ???

Most helpful negative review

February 21, 2019

1

Rating: 1 out of 5.

Worst card and the most confusing reward

Credit Karma Member

I got talked into getting this card and I was so happy to get the reward and find out that I had to pay the charge on the credit card which should have been a reward. I don't know how they can tell you it's a reward when you have to pay for it. I returned extra chairs that I did not purchased. I purchased 6 and they delivered 12 and I tried to return with a buffet but still have not received a credit yet after 2 weeks! They are so unreliable. I will close this account as soon as all the credits are given for the items that I've returned. I'm very sick of this card and reward program only after 2 months. Don't fall for this stupid reward!

All member reviews