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Prosper® Card

Updated:

image_14e970Image: image_14e970

489 reviews from Intuit Credit Karma members

3.6

Rating: 3.6 out of 5.

Great for automatic payments

Annual Fee: $0 intro with auto pay, then $39 after first year

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their Prosper® Card or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 94% 5% 2% 0% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 94% 5% 2% 0% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100% 94% 5% 2% 0% 0%

The average credit limit for members who have matched with this card or similar cards is $1,272, with $300 being the most common.

Here’s the average credit score of members who matched their Prosper® Card or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 60% 1% 57% 24% 17% 1%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 60% 1% 57% 24% 17% 1%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 60% 1% 57% 24% 17% 1%

The average credit score for members who have matched with this card or similar cards is 591, with 572 being the most common. Note this is just one of the deciding factors when it comes to getting approved.

Member stats

Updated daily

57.4%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

48 years

Average age of members who matched this card or similar cards.

$77,330

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.

Member reviews

Overall rating:

3.6

Rating: 3.6 out of 5.

489 reviews from Intuit Credit Karma members

Most helpful positive review

June 8, 2023

5

Rating: 5 out of 5.

I applied and was expecting less

— Credit Karma Member

I was expecting another 300 dollar limit which let’s face it, doesn’t do anything nowadays to get you out of a bind but to my suprise it was 4x that amount I’m very pleased

Most helpful negative review

May 21, 2023

1

Rating: 1 out of 5.

Don’t get this card

— Credit Karma Member

The reviews aren’t transparent in here. People are saying great and giving 5 stars just because they got approved. I’m speaking with experience to avoid this card at all costs. Easy approvals but that’s it. They have cut my limit twice now down to 500. My other cards have all increased significantly. Customer service does not have English as primary language so you will struggle to understand. The hours are limited and it takes around 3 days to receive a response via email. Check BBB and you will see a lot of issues and of course myfico forum. Save yourself the headache and keep scrolling

All member reviews