This offer is no longer available on our site: Simmons First Visa Platinum

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Simmons Visa®

Updated:

8

reviews

4.8

Rating: 4.8 out of 5.

Great For: Low interest rates and no balance transfer fees.

Annual Fee: $0

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their Simmons Visa® or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 27% 19% 39% 14% 1%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 27% 19% 39% 14% 1%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 27% 19% 39% 14% 1%

The average credit limit for members who have matched with this card or similar cards is $6,117, with $5,000 being the most common.

Here’s the average credit score of members who matched their Simmons Visa® or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 1% 10% 11% 34% 44%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 1% 10% 11% 34% 44%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 1% 10% 11% 34% 44%

The average credit score for members who have matched with this card or similar cards is 736, with 820 being the most common. Note this is just one of the deciding factors when it comes to getting approved.

Member stats

Updated daily

24.3%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

55 years

Average age of members who matched this card or similar cards.

$87,520

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.

Member reviews

Overall rating:

4.8

Rating: 4.8 out of 5.

8

reviews

Most helpful positive review

October 5, 2011

5

Rating: 5 out of 5.

 

— Credit Karma Member

Excellent Bank, Excellent Card. You will not find a lower interest rate in the country, but do not bother to apply if you do not have Excellent credit history. This bank can offer low rates because it has customers who are not subject to default and bankruptcy.

Most helpful negative review

 

 

Rating: 0 out of 5.

 

—  

 

All member reviews