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SoFi Unlimited 2% Credit Card

Updated:

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133 reviews from Intuit Credit Karma members

2.4

Rating: 2.4 out of 5.

Great for linking a SoFi account

Annual Fee: $0

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their SoFi Unlimited 2% Credit Card or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 39% 19% 35% 7% 1%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 39% 19% 35% 7% 1%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 39% 19% 35% 7% 1%

The average credit limit for members who have matched with this card or similar cards is $5,080, with $1,000 being the most common.

Here’s the average credit score of members who matched their SoFi Unlimited 2% Credit Card or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 2% 21% 18% 44% 16%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 2% 21% 18% 44% 16%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 2% 21% 18% 44% 16%

The average credit score for members who have matched with this card or similar cards is 681, with 763 being the most common. Note this is just one of the deciding factors when it comes to getting approved.


Member stats

Updated daily

32.3%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

44 years

Average age of members who matched this card or similar cards.

$100,995

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.



Member reviews

Overall rating:

2.4

Rating: 2.4 out of 5.

133 reviews from Intuit Credit Karma members

Most helpful positive review

August 13, 2023

4

Rating: 4 out of 5.

Approved With 720 FICO

Credit Karma Member

Took 10 seconds, I was approved for $3,500 and will li likely be doing a balance transfer. Hope I get that bonus offer? $200.00

Most helpful negative review

July 7, 2023

1

Rating: 1 out of 5.

Looks like I won’t be getting this card!

Credit Karma Member

What a shame ! This card has a substantial amount of negative reviews! Take it off the market !! I don’t understand Why is Credit Karma suggesting for someone with very healthy credit suggest to apply for a card , to be denied. It takes a minimum of 2 yrs for this to come off our accounts!! This is unethical of you Credit Karma!

All member reviews