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Southwest Rapid Rewards® Premier Credit Card

Updated:

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152 reviews from Intuit Credit Karma members

4.1

Rating: 4.1 out of 5.

Great for frequent Southwest flyers

Annual Fee: $99

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their Southwest Rapid Rewards® Premier Credit Card or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 14% 11% 22% 32% 21%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 14% 11% 22% 32% 21%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 14% 11% 22% 32% 21%

The average credit limit for members who have matched with this card or similar cards is $13,932, with $5,000 being the most common.

Here’s the average credit score of members who matched their Southwest Rapid Rewards® Premier Credit Card or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 2% 14% 15% 40% 29%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 2% 14% 15% 40% 29%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 2% 14% 15% 40% 29%

The average credit score for members who have matched with this card or similar cards is 712, with 813 being the most common. Note this is just one of the deciding factors when it comes to getting approved.


Member stats

Updated daily

28.9%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

44 years

Average age of members who matched this card or similar cards.

$106,535

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.



Member reviews

Overall rating:

4.1

Rating: 4.1 out of 5.

152 reviews from Intuit Credit Karma members

Most helpful positive review

April 29, 2021

5

Rating: 5 out of 5.

FIRST TIME

Credit Karma Member

I’m rebuilding my credit and I’ve applied here due to CK’s “good approval” rate, was approved for $2,500, first airline credit card. My score was 682 only

Most helpful negative review

December 22, 2022

1

Rating: 1 out of 5.

Southwest Chase Credit card is the worse. THEY LIE

Credit Karma Member

Chase/Southwest promised me a $200 credit and never mentioned an annual fee. During the time it took me to speak to someone I ranked over $200 in late fee plus interest. Plus charged me $69. I recommend you do not use this Chase card or fly using Southwest. Money is tight and I feel I was lied to and deceived and I have no recourse.

All member reviews