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Target Circle™ Card

Updated:

image_1bb68cImage: image_1bb68c

143

reviews

3

Rating: 3 out of 5.

Annual Fee: $0

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their Target Circle™ Card or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 74% 11% 10% 5% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 74% 11% 10% 5% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 74% 11% 10% 5% 0%

The average credit limit for members who have matched with this card or similar cards is $2,712, with $300 being the most common.

Here’s the average credit score of members who matched their Target Circle™ Card or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 4% 29% 18% 30% 18%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 4% 29% 18% 30% 18%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 4% 29% 18% 30% 18%

The average credit score for members who have matched with this card or similar cards is 668, with 815 being the most common. Note this is just one of the deciding factors when it comes to getting approved.

Member stats

Updated daily

38.9%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

47 years

Average age of members who matched this card or similar cards.

$91,070

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.

Member reviews

Overall rating:

3

Rating: 3 out of 5.

143

reviews

Most helpful positive review

December 18, 2024

5

Rating: 5 out of 5.

Great.

— Credit Karma Member

very surprised to be approved and thankful

Most helpful negative review

December 26, 2023

1

Rating: 1 out of 5.

DO NOT get it!!

— Credit Karma Member

Had it 4 years. Perfect payment history. Never had a limit increase. All of a sudden closed due to inactivity. Called to dispute that and was told I was sent notices, once a month for 3 months to use it or it close. Never received any notices but sure did receive the letter stating the account was closed.

All member reviews