This offer is no longer available on our site: Target RedCard™
Target Circle™️ Card
Annual Fee: $0
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their Target Circle™️ Card or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $2,654, with $300 being the most common.
Here’s the average credit score of members who matched their Target Circle™️ Card or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 670, with 816 being the most common. Note this is just one of the deciding factors when it comes to getting approved.
Member stats
Updated daily
38%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.
46 years
Average age of members who matched this card or similar cards.
$90,017
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
June 28, 2019
My Limit Keeps Going up!
— Credit Karma Member
I've had this card for a little more than a year and they've been steadily increaing my limit without me having to ask. I'm not even sure if there's a place on their website to make a request for a higher limit but I started out at $600 and then it was $1000. Then one day out of the blue they thanked me for my business and bumped it up to $1500. Now I'm at a $2300 credit limit which is great because it gives me that extra room to maintain a low utilization rate. I use it primarily for a few groceries and most of my consumables. But what I really like about it is the ease of use when it comes to making payments. Other store card sites have me searching and digging around to find the area to make a payment but Target clearly says "Pay Bill Here". ?
Most helpful negative review
October 28, 2022
Trash Customer Service
— Credit Karma Member
Trash customer service. For a company whose app sends dozens of push notifications DAILY for items “you may be interested in,” the customer service and absence of reminder services for the Red Card due dates for that “trip to get more body wash” could cost you on your credit report. The push notification I did finally get was from a credit monitoring service AFTER the account was past due. At least other companies will give a courtesy call to say “hey, you paying this or no?” Because they understand life happens and people forget things. Not Target, they want that late fee payment, interest fee payment and have zero care for their customers.