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The American Express Blue Business Cash™ Card

Updated:

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47 reviews from Intuit Credit Karma members

3.4

Rating: 3.4 out of 5.

Great for financing a business

Annual Fee: $0

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their The American Express Blue Business Cash™ Card or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 38% 17% 19% 15% 11%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 38% 17% 19% 15% 11%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 38% 17% 19% 15% 11%

The average credit limit for members who have matched with this card or similar cards is $9,841, with $5,000 being the most common.

Here’s the average credit score of members who matched their The American Express Blue Business Cash™ Card or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 2% 23% 15% 38% 22%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 2% 23% 15% 38% 22%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 2% 23% 15% 38% 22%

The average credit score for members who have matched with this card or similar cards is 691, with 815 being the most common. Note this is just one of the deciding factors when it comes to getting approved.


Member stats

Updated daily

28.3%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

47 years

Average age of members who matched this card or similar cards.

$99,049

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.



Member reviews

Overall rating:

3.4

Rating: 3.4 out of 5.

47 reviews from Intuit Credit Karma members

Most helpful positive review

February 2, 2023

5

Rating: 5 out of 5.

Outstanding, 25k

Credit Karma Member

CK said my chances were "excellent", so I applied, and being I already have an Amex BCP they only did a soft pull on my credit and came back with an instant approval with 25k limit! Bonus, AMEX business cards don't report to your personal credit. Outstanding!

Most helpful negative review

November 15, 2023

1

Rating: 1 out of 5.

$250 welcome offer scam

Credit Karma Member

I had this card and started spending from it to reach $3,000 before first 3 months to get my $250 cash back bonus. I reached $3,000 in spendings way before first 3 months and never get any cash back. At first they representatives told me to keep waiting but then they just told me that I will not going to receive my bonus just because. Feels like I got scammed.

All member reviews