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The Blue Business® Plus Credit Card from American Express

Updated:

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26 reviews from Intuit Credit Karma members

3.5

Rating: 3.5 out of 5.

Great for financing business expenses

Annual Fee: $0

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their The Blue Business® Plus Credit Card from American Express or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 38% 17% 19% 15% 11%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 38% 17% 19% 15% 11%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 38% 17% 19% 15% 11%

The average credit limit for members who have matched with this card or similar cards is $9,841, with $5,000 being the most common.

Here’s the average credit score of members who matched their The Blue Business® Plus Credit Card from American Express or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 2% 23% 15% 38% 22%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 2% 23% 15% 38% 22%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 2% 23% 15% 38% 22%

The average credit score for members who have matched with this card or similar cards is 691, with 815 being the most common. Note this is just one of the deciding factors when it comes to getting approved.


Member stats

Updated daily

28.3%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

47 years

Average age of members who matched this card or similar cards.

$99,049

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.



Member reviews

Overall rating:

3.5

Rating: 3.5 out of 5.

26 reviews from Intuit Credit Karma members

Most helpful positive review

September 12, 2023

4

Rating: 4 out of 5.

Applied and was approved

Credit Karma Member

Was approved pretty much instantly with a $35,000.00 limit. Had a excellent rating on chance of acceptance. Credit Karma score of 803 which is wrong. Actual credit score is always several points higher than Credit Karma states it is. But either way I was approved and surprised by the $35000.00 limit.

Most helpful negative review

January 11, 2023

1

Rating: 1 out of 5.

Forget it

Credit Karma Member

I don't recommend Amex to anyone. Endless confirm this, confirm that, texts, emails, more confirming. Added my wife as an authorized user...just when they text and email both saying she's all set up, give it a week or so...please confirm your wife blah blah. I got a 1k limit with a 680+ fico. Chase gave me 16K.

All member reviews