The Business Platinum Card® from American Express
Great for maximizing business perks
Annual Fee: $695
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their The Business Platinum Card® from American Express or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $7,051, with $1,000 being the most common.
Here’s the average credit score of members who matched their The Business Platinum Card® from American Express or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 662, with 747 being the most common. Note this is just one of the deciding factors when it comes to getting approved.
Member stats
Updated daily
32%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.
45 years
Average age of members who matched this card or similar cards.
$92,096
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
November 29, 2023
So humbled by finally receiving my Amex Platinum C
— Credit Karma Member
I applied for my card today via the Amex website. Super simple and they were able to pre-approve me before completing the application. This is a great card if you have the entry credit score to get one.
Most helpful negative review
January 11, 2018
Great customer service. Terrible rewards
— Credit Karma Member
I have had this card for two of my businesses for about 5 years. THE GOOD: I love the high level of quality customer service i receive when I call in. I love their web site and I love their Spend Manager app. I also love the prestige of the card itself and the fact that it's made from metal. THE BAD: The points system is so insanely complex and difficult to use. When speaking with the department that helps you to cash in the points, you quickly learn that they are not intelligent, empowered, helpful, or considerate. This department is the polar opposite of the Customer Care department. It is almost as though they are constantly trying to tell you that your points do not apply for the things you want. Want to book a hotel in Breckenridge, CO? Sorry, we don't have any partner hotels there. Want to combine the points on both your business cards into one? Nope...sorry, but the primary for one of the cards is you and the other is your wife, so you can't combine the points to go on a family trip together. It's all just too complicated. The handling of the points is literally pushing me to look at replacing this card with the something more simple, like the Cap One Spark card.