The Plum Card® from American Express
Great for big business expenses
Annual Fee: $250‡
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their The Plum Card® from American Express or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $7,051, with $1,000 being the most common.
Here’s the average credit score of members who matched their The Plum Card® from American Express or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 662, with 747 being the most common. Note this is just one of the deciding factors when it comes to getting approved.
Member stats
Updated daily
32%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.
45 years
Average age of members who matched this card or similar cards.
$92,096
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
August 4, 2015
Good backup card
— Credit Karma Member
Love this card. I take full advantage of the pay later option. Use this mostly for my business car expenses like gas and repairs as well as eating out. My business is still in the baby phase. I have the capital but not the website up yet. Amex didnt seem to mind. Barclays denied me for their hawaiian airlines business card stating i needed 5 years of establishment when i already have their personal hawaiian airlines and arrival plus card. Soft pull though because i show them the love and spend big. Always call amex before u make large purchases, theyll tell u off the bat if youll be denied. I like that. The 250 fee is worth it so far.
Most helpful negative review
September 20, 2023
Not Good !! Closet account and money gone!
— Credit Karma Member
I read all the reviews, seem like this card with suit my business needs. I paid their initial fee, and after short six months. My card was canceled. Felt like to me that they just took my money. I paid the card off religiously. The last time I had made a payment the account I paid from was closed. My business account that I had open for over 20 years have been hacked, so I had to close the account and re-open another account. I explain this to AmericanExpress all while making my payment on time. My credit score is outstanding they had no reason for closing my account, rather than taking my deposit. And they knew I paid the card off monthly, so they would not be making future money on me. I will never pay for credit card again!! They also delayed my review . I think this is why they have so many positive reviews.