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The RoomPlace Credit Card

Updated:

4 reviews from Intuit Credit Karma members

3

Rating: 3 out of 5.

Annual Fee: $0

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their The RoomPlace Credit Card or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 21% 35% 39% 5% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 21% 35% 39% 5% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 21% 35% 39% 5% 0%

The average credit limit for members who have matched with this card or similar cards is $5,293, with $10,000 being the most common.

Here’s the average credit score of members who matched their The RoomPlace Credit Card or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 1% 22% 23% 42% 12%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 1% 22% 23% 42% 12%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 1% 22% 23% 42% 12%

The average credit score for members who have matched with this card or similar cards is 673, with 719 being the most common. Note this is just one of the deciding factors when it comes to getting approved.


Member stats

Updated daily

37.2%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

45 years

Average age of members who matched this card or similar cards.

$92,377

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.



Member reviews

Overall rating:

3

Rating: 3 out of 5.

4 reviews from Intuit Credit Karma members

Most helpful positive review

June 25, 2016

5

Rating: 5 out of 5.

Amazing Financing Promo

Credit Karma Member

I have used this card for sectionals and dining room . The other two people that rated the card a 1 or 2 obviously just nodded their heads and took whatever was given to them. As a consumer ask questions. I asked how the payments were going to be, my sales associate and told me that I make the mininum monthly payments I will not finish paying the balance by the promotion plan . If I do not pay it by the time given the interest rate from the date of the sale will be added on. Plain and simple just pay on time. Think also. Do you honestly paying $25 for six months will pay off $1000.00 ? Uh no. I must say the only down side is if you have two promotion plans . They combine the mininum payments of both plans to one and when you make a payment it gets split 50/50 . If you want 25% of your payment to the longer promotional plan and the 75% to shorter plan you have to call in to Comenity . Overall if you want to apply for this card keep in mind DO NOt make mininum payments unless you know you can handle paying the furniture within the you have left. One more thing: They also offer low interest rate if you are scared of the no interest rate

Most helpful negative review

 

 

Rating: 0 out of 5.

 

 

 

All member reviews