Torrid Credit Card
Annual Fee: $0
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their Torrid Credit Card or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $856, with $750 being the most common.
Here’s the average credit score of members who matched their Torrid Credit Card or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 642, with 593 being the most common. Note this is just one of the deciding factors when it comes to getting approved.
Member stats
Updated daily
48.4%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.
44 years
Average age of members who matched this card or similar cards.
$79,877
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
October 21, 2017
Awesome credit card! Easy approval!!!
— Credit Karma Member
I got approved for a Torrid insider credit card, when my credit was in the 500's! I pay my bill on time every time. I started with a $250 credit limit, and they just increased my limit to $690! I have had 0 problems with this card. I have only had to call customer service 2 times, but it was only for reordering a new card that I lost. They we're nothing but professional to me, and they handled my problem promptly! I am obsessed with Torrid! I recently added my husband as an authorized user, to help his credit. His credit, and mine, have gone up since having this card. I'm am forever great for Torrid insider credit card. Thanks for the ability to buy awesome clothes!!!!
Most helpful negative review
October 8, 2022
WORSE CARD EVER
— Credit Karma Member
Avoid this card like the plague. The decreased my limit AFTER i made $100 payment. Never again! Avoid commenity bank like the plague