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United Gateway℠ Card

Updated:

image_87291aImage: image_87291a

8 reviews from Intuit Credit Karma members

3.5

Rating: 3.5 out of 5.

Great for United rewards with no annual fee

Annual Fee: $0

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their United Gateway℠ Card or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 17% 12% 25% 29% 16%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 17% 12% 25% 29% 16%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 17% 12% 25% 29% 16%

The average credit limit for members who have matched with this card or similar cards is $12,324, with $2,000 being the most common.

Here’s the average credit score of members who matched their United Gateway℠ Card or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 2% 17% 17% 40% 24%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 2% 17% 17% 40% 24%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 2% 17% 17% 40% 24%

The average credit score for members who have matched with this card or similar cards is 700, with 812 being the most common. Note this is just one of the deciding factors when it comes to getting approved.

Member stats

Updated daily

30.5%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

44 years

Average age of members who matched this card or similar cards.

$103,436

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.

Member reviews

Overall rating:

3.5

Rating: 3.5 out of 5.

8 reviews from Intuit Credit Karma members

Most helpful positive review

January 19, 2024

4

Rating: 4 out of 5.

Must have

— Credit Karma Member

Was approved for this card instantly . CL 16.000 easy to get 30.000 mile bonus . No annual fees . Score 819

Most helpful negative review

March 16, 2024

2

Rating: 2 out of 5.

High credit score did not get approved

— Credit Karma Member

When I applied for the credit card I had around a 735 -745 credit score and was denied.

All member reviews