Upgrade Card
Great for predictable payments
Annual Fee: $0 (you may see different offers on Credit Karma)
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their Upgrade Card or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $2,897, with $300 being the most common.
Here’s the average credit score of members who matched their Upgrade Card or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 614, with 585 being the most common. Note this is just one of the deciding factors when it comes to getting approved.
Member stats
Updated daily
54.2%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.
45 years
Average age of members who matched this card or similar cards.
$74,583
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
November 14, 2022
Good application process
— Credit Karma Member
The application process was really easy, and I understand this is a line of credit that can be used as a credit card. I will be using it for a big purchase, and will be careful.
Most helpful negative review
December 11, 2022
Don't fall for these guys
— Credit Karma Member
Look so I have over 1000 available on my card and I went to use it and all of a sudden it's declined then I call to see what's up they tell me they canceled my card dew to late payments from another credit card I got but what's funny is I have 100 % payments on all my bills never once have I ever been late so next week I'm paying these guys off and canceling them don't go through them I'm telling