Upgrade Cash Rewards Elite Visa®
Great for predictable payments with rewards
Annual Fee: $0
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their Upgrade Cash Rewards Elite Visa® or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $6,117, with $1,000 being the most common.
Here’s the average credit score of members who matched their Upgrade Cash Rewards Elite Visa® or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 688, with 748 being the most common. Note this is just one of the deciding factors when it comes to getting approved.
Member stats
Updated daily
33.5%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.
44 years
Average age of members who matched this card or similar cards.
$88,905
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
December 25, 2022
Good read
— Credit Karma Member
I have this 2 card ,i pay them on time,my score went down 4 point because I have a dispute with BFA upgrade cancel my account,my score at 780 credit usage at 5 % i think upgrade realize they can't make money with me,they cancelled the card ,also if use they money i pay back fast in 2 payment because they rate was 19 %s ,they give me 2 differents loan like credit cards total 14000 people becarefull,they don't really hurt me because I'm smart,still this upgrade I'm not recommended it to no one ,when you accept it ,it will bring your score down big,no idea how they do it,they do not report your payment on time,even after your full payment for ove 6 months it not reporting account pay off.. people this my recent history with them ,i hope my review will help them to fix themselves by keep it real,only thing I could say when you call them you reach them,but after that this card could mess your credit Big time.becarefull .i had the green card and the grey card with them total 7 k each both the rate was high,i never later with them still i some damage because of them
Most helpful negative review
January 14, 2023
Not a credit card! This should be illegal!
— Credit Karma Member
This should be down right illegal and Credit Karma should take this down or be fined.