Upgrade Cash Rewards Visa®
Great for a loan alternative with rewards
Annual Fee: $0
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their Upgrade Cash Rewards Visa® or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $5,336, with $500 being the most common.
Here’s the average credit score of members who matched their Upgrade Cash Rewards Visa® or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 677, with 746 being the most common. Note this is just one of the deciding factors when it comes to getting approved.
Member stats
Updated daily
37.5%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.
45 years
Average age of members who matched this card or similar cards.
$89,112
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
March 21, 2023
Good for Emergency
— Credit Karma Member
I was told that applying for this line of credit would not effect my credit score, Well they were incorrect, It will show up as a HARD INQUIRE, even though they said it would not. The interest rate was a little higher than I expected. but I wanted to try the offer and see if it effected my score, WELL IT DID.
Most helpful negative review
February 28, 2023
Loan, Not Credit Card - Change Rates Monthly
— Credit Karma Member
They review your card monthly and I have no idea where they get their data from because credit Karma doesn’t show me having changes but Upgrade gave me a list of changes that “might” of happened and they’re raising my APR. STAY AWAY!!