This offer is no longer available on our site: USAA® Cashback Rewards Plus American Express® Card
USAA Cashback Rewards Plus American Express® Credit Card
![](https://creditkarma-cms.imgix.net/wp-content/uploads/2023/06/hands-thumbs-up.jpg?fm=webp)
Great for military families
![](https://creditkarma-cms.imgix.net/wp-content/uploads/2023/06/cash.jpg?fm=webp)
Annual Fee: $0
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their USAA Cashback Rewards Plus American Express® Credit Card or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $10,332, with $1,000 being the most common.
![](https://creditkarma-cms.imgix.net/wp-content/uploads/2023/09/IC-Logo_Karma-Green_RGB.png)
Here’s the average credit score of members who matched their USAA Cashback Rewards Plus American Express® Credit Card or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 714, with 815 being the most common. Note this is just one of the deciding factors when it comes to getting approved.
![](https://creditkarma-cms.imgix.net/wp-content/uploads/2023/09/IC-Logo_Karma-Green_RGB.png)
Member stats
Updated daily
![](https://creditkarma-cms.imgix.net/wp-content/uploads/2023/06/low-utilization.jpg?fm=webp)
27.7%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.
![](https://creditkarma-cms.imgix.net/wp-content/uploads/2023/06/meetup.jpg?fm=webp)
44 years
Average age of members who matched this card or similar cards.
![](https://creditkarma-cms.imgix.net/wp-content/uploads/2023/06/cash-give-1.jpg?fm=webp)
$103,662
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
February 6, 2019
Best card, best service ever!
— Credit Karma Member
I love my USAA AMEX card! I get cash on all my purchases and the customer service is phenomenal. There is no annual fee and no interest if you pay your balance in full by the due date. What more could you ask for?
Most helpful negative review
August 16, 2018
Limitations on cash back
— Credit Karma Member
This card offers great rewards for gas and grocery. However, I won't be using it again after my introductory bonus. The reason is simple. If you want to apply rewards to USAA accounts or donate to charity, you can do both. Cool. If, on the other hand, you have a specific strategy for cash back that is not in the USAA world, you are out of luck. There isn't a way to transfer rewards to a connected non-USAA account. Nor is there a way to get a check mailed. You are forced to use the rewards in the USAA universe. Another drawback: the rewards program is run by a third-party. Perhaps there are ways around these limitations but they aren't solved online and I didn't want to waste time with customer service.