USAA Preferred Cash Rewards Credit Card
Great for simple cash back for USAA members
Annual Fee: None
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their USAA Preferred Cash Rewards Credit Card or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $7,942, with $3,000 being the most common.
Here’s the average credit score of members who matched their USAA Preferred Cash Rewards Credit Card or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 685, with 810 being the most common. Note this is just one of the deciding factors when it comes to getting approved.
Member stats
Updated daily
36.2%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.
44 years
Average age of members who matched this card or similar cards.
$95,017
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
June 7, 2024
So happy with this card!
— Credit Karma Member
I purchased car insurance with USAA. My late husband was military so I qualified to get it with them. They sent me an offer for this credit card. I was just over 700 and I got approved instantly for $2500. The rewards are awesome and they build up quickly. I love the ease of the website and everything is so clear. Payments are easy to make. I had a small charge removed from a fast food outlet. Customer service as great and they removed the charge instantly. I love everything about this card.
Most helpful negative review
January 11, 2024
Can leave you stranded
— Credit Karma Member
Have used my USAA Visa card for many years in dozens of countries across continents with no problems… but today it’s not the same. Tried purchasing airline tickets in South Africa, in ZAR (currency), and USAA fraud alert froze credit cards. After 5-6 calls of repeated account lock-ups USAA finally said that the fraud detection system will not allow me to purchase tickets and they can no longer pre-authorize, no option but to use another company’s card… so I ordered a Chase card. Be careful with USAA visa credit and debit cards today as you may have your accounts frozen - could be a pain while traveling.