USAA Rate Advantage Credit Card
Great for transferring a balance
Annual Fee: $0
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their USAA Rate Advantage Credit Card or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $8,380, with $3,000 being the most common.
Here’s the average credit score of members who matched their USAA Rate Advantage Credit Card or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 693, with 746 being the most common. Note this is just one of the deciding factors when it comes to getting approved.
Member stats
Updated daily
32.8%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.
48 years
Average age of members who matched this card or similar cards.
$98,216
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
September 30, 2024
CK lied
— Credit Karma Member
I seen this card and was told I had a poor chance at getting it. USAA sent me a preselect offer via email, 2 minutes later was approved with a very nice credit limit. Guess credit Karma isn't always right.
Most helpful negative review
June 7, 2024
Credit Karma False Ad?
— Credit Karma Member
Saw an ad for this card and my “very good” chances of being accepted and got excited! Being a USAA member since 2008, it made all the sense in the world to apply. I typically don’t apply for the lesser known / high fee/high rate cards, and look at USAA as legitimate. I was denied for the card (shouldn’t have been surprised with my -600 score) then again I went with what Credit Karma said. Looking at other reviews I think it’s best to approach with more caution. I anticipate my score dropping lower… back to the drawing board! Three stars is a middle of the road review because of my appreciation for USAA but the false hope from CK.