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Value City Furniture Credit Card

Updated:

3 reviews from Intuit Credit Karma members

3.7

Rating: 3.7 out of 5.

Annual Fee: $0

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their Value City Furniture Credit Card or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 30% 27% 39% 3% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 30% 27% 39% 3% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 30% 27% 39% 3% 0%

The average credit limit for members who have matched with this card or similar cards is $4,759, with $6,000 being the most common.

Here’s the average credit score of members who matched their Value City Furniture Credit Card or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 10% 16% 17% 41% 17%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 10% 16% 17% 41% 17%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 10% 16% 17% 41% 17%

The average credit score for members who have matched with this card or similar cards is 693, with 758 being the most common. Note this is just one of the deciding factors when it comes to getting approved.


Member stats

Updated daily

32.9%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

47 years

Average age of members who matched this card or similar cards.

$93,932

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.



Member reviews

Overall rating:

3.7

Rating: 3.7 out of 5.

3 reviews from Intuit Credit Karma members

Most helpful positive review

June 3, 2017

5

Rating: 5 out of 5.

 

Credit Karma Member

I got approved for a $1500 with a 651 Experian Fico Score (They pulled my Experian Credit Report Only. This is a synchrony bank credit card.). I was excited to get approved. They were having a 48 month no interest deal! The store representative was awesomely patient with me. They even let me charge tax and shipping on my car. The only catch was that I had to spend $1300 to qualify for the deal.

Most helpful negative review

February 23, 2022

1

Rating: 1 out of 5.

Horrible

Credit Karma Member

Three years ago I got the credit card limit $2000, purchased a couch, did the zero %, auto pay, never thought about it. Gets down to $470 and they send me emails and letters trying to get me to buy something with my available credit. I don’t need anything right now, so on my next statement I notice I know have an available credit of $400 and balance of $400. Which I immediately paid off because now I’m at 100 % utilization. Not a great way to treat your customers who never miss a payment and actually shop at your store !!! They can cancel it and I’ll never shop there again.

All member reviews