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Victoria’s Secret Credit Card

Updated:

379 reviews from Intuit Credit Karma members

3.2

Rating: 3.2 out of 5.

Annual Fee: $N/A

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their Victoria’s Secret Credit Card or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 90% 5% 4% 0% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 90% 5% 4% 0% 0%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 90% 5% 4% 0% 0%

The average credit limit for members who have matched with this card or similar cards is $1,225, with $750 being the most common.

Here’s the average credit score of members who matched their Victoria’s Secret Credit Card or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 10% 29% 19% 31% 11%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 10% 29% 19% 31% 11%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 10% 29% 19% 31% 11%

The average credit score for members who have matched with this card or similar cards is 656, with 645 being the most common. Note this is just one of the deciding factors when it comes to getting approved.


Member stats

Updated daily

42.5%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

43 years

Average age of members who matched this card or similar cards.

$83,732

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.



Member reviews

Overall rating:

3.2

Rating: 3.2 out of 5.

379 reviews from Intuit Credit Karma members

Most helpful positive review

February 14, 2013

5

Rating: 5 out of 5.

approved

Credit Karma Member

I am happy with thsi card, I was approved with a CK score of 535.?

Most helpful negative review

November 26, 2022

1

Rating: 1 out of 5.

Horrible, stay away!

Credit Karma Member

This card may seem really sweet for young women who are new to credit cards, but this shi will mess you up! Do. Not. Apply. They will tangle you in an “account assure” fee every single month. There is NO option for auto pay. You have to go to their stank website every month just to pay it! Not only that, but if you’re even a minute late from 5pm you bet they’re hitting you with a $37 late fee. Rewards are not worth it, and you have to spend a certain amount each year to be considered a gold member? Please avoid this card, I don’t see any reasons for this card. The only worthwhile reason for getting this card is the fact you can use it at bath and body works (in the store only).

All member reviews