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Wells Fargo Reflect® Card

Updated:

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208 reviews from Intuit Credit Karma members

2.4

Rating: 2.4 out of 5.

Great for long intro APR periods

Annual Fee: $0

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their Wells Fargo Reflect® Card or similar cards.

% of members by credit limit range

$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 26% 15% 28% 25% 5%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 26% 15% 28% 25% 5%
$0-$3K $3K-$5K $5K-$10K $10K-$20K $20K+ 0% 10% 20% 30% 26% 15% 28% 25% 5%

The average credit limit for members who have matched with this card or similar cards is $8,217, with $3,000 being the most common.

Here’s the average credit score of members who matched their Wells Fargo Reflect® Card or similar cards.

% of members by credit score range

Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 1% 15% 19% 49% 16%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 1% 15% 19% 49% 16%
Thin file Poor Fair Good Excellent 0% 10% 20% 30% 40% 50% 1% 15% 19% 49% 16%

The average credit score for members who have matched with this card or similar cards is 692, with 746 being the most common. Note this is just one of the deciding factors when it comes to getting approved.

Member stats

Updated daily

33.1%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

48 years

Average age of members who matched this card or similar cards.

$96,940

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.

Member reviews

Overall rating:

2.4

Rating: 2.4 out of 5.

208 reviews from Intuit Credit Karma members

Most helpful positive review

December 18, 2022

5

Rating: 5 out of 5.

Applied and approved

— Credit Karma Member

Applied with a 757 score and got 20k in 8 seconds … 21 mos 0%, however it does help to have an already established history with Wells, that seems to be the key

Most helpful negative review

September 4, 2022

1

Rating: 1 out of 5.

DENIED

— Credit Karma Member

784 EQ / 786 EXP / 784 TRANS turned down with 9% utilization and 100% on time history. I have 1 inquiry in 12 months and six figure income. Will see what letter brings.

All member reviews