West Elm Key Rewards Visa
Annual Fee: $0
This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.
Here’s the average credit limit of members who matched their West Elm Key Rewards Visa or similar cards.
% of members by credit limit range
The average credit limit for members who have matched with this card or similar cards is $6,519, with $10,000 being the most common.
Here’s the average credit score of members who matched their West Elm Key Rewards Visa or similar cards.
% of members by credit score range
The average credit score for members who have matched with this card or similar cards is 690, with 807 being the most common. Note this is just one of the deciding factors when it comes to getting approved.
Member stats
Updated daily
32.3%
Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.
44 years
Average age of members who matched this card or similar cards.
$108,136
Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.
Member reviews
Most helpful positive review
December 21, 2010
— Credit Karma Member
Love West Elm furniture. The credit card isn't bad either. 19% interest rate and there is even a rewards program built into it. You can get better cards but if you have to get a retail card this one looks pretty decent.
Most helpful negative review
June 26, 2018
SAVE YOURSELF! Literally the WORST!
— Credit Karma Member
I have NEVER experienced more terrrible customer service in my life. I would love to write all the stories, but I am SO drained and have just spend an hour disputing issues with my card that I can't dedicate even more time to it. If you think you'll actually be able to use rewards certificates... YOU WILL NOT! I have made West Elm purchases online THREE times now with West Elm gift certificates. Each time, the rewards certificate isn't reflected on my statement. I have diputed this THREE times, and each time, West Elm has decided to still charge me. The problem is, if you use a rewards certificate and the item doesn't ship right away, you are screwed. West Elm items are ALWAYS backordered or ship late, so there's a 90% chance your item will ship in the following month and your rewards certificate will then be invalid. I kid you not, West Elm is the most terrible credit card I have ever opened. DO NOT USE!!! SAVE YOURSELF!