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3. World Of Hyatt Credit Card: Opportunities to earn hotel nights

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reviews

3.8

Rating: 3.8 out of 5.

Great for frequent Hyatt guests

Annual Fee: $95

This content is curated by Intuit Credit Karma’s Editorial team using data from members who were approved for this card or similar cards, or who self-matched this card or similar cards. Intuit Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our third-party advertisers don’t review, approve or endorse this content. Information about financial products not offered on Credit Karma is collected independently. Our content is accurate to the best of our knowledge when posted.

Here’s the average credit limit of members who matched their World Of Hyatt Credit Card or similar cards.

% of members by credit limit range

The average credit limit for members who have matched with this card or similar cards is $15,851, with $5,000 being the most common.

Here’s the average credit score of members who matched their World Of Hyatt Credit Card or similar cards.

% of members by credit score range

The average credit score for members who have matched with this card or similar cards is 722, with 819 being the most common. Note this is just one of the deciding factors when it comes to getting approved.

Member stats

Updated daily

24.7%

Average credit utilization (or what percent of the card’s credit limit is being used) of members who matched with this card or similar cards.

45 years

Average age of members who matched this card or similar cards.

$113,071

Average annual income of members who matched this card or similar cards. Note: Income may be estimated for some members by Credit Karma and may differ from members’ actual incomes.

Pros and cons

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Earn one free night each anniversary year for keeping the card open

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Could earn a second hotel night each account anniversary

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Big sign-up bonus

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$95 annual fee

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Must spend $15,000 per year to earn a second night at a Hyatt hotel or resort

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You won’t earn as many rewards or enjoy the same perks when you stay at non-Hyatt hotels

3 things you should know about World Of Hyatt Credit Card

We think that World Of Hyatt Credit Card is one of the best hotel credit cards. Here’s why.

1. Free night outweighs the annual fee

World Of Hyatt Credit Card offers one free night each year after your cardmember anniversary at a mid-tier Hyatt hotel or resort. There’s no spending requirement either. All you have to do is keep the card open and in good standing.

Depending on which Hyatt hotel or resort you stay at and when you visit, the value of your free night could more than make up for World Of Hyatt Credit Card’s $95 annual fee.

Plus, if you spend at least $15,000 each anniversary year (or $1,250 per month), you’ll earn an additional night.

2. Valuable sign-up bonus

World Of Hyatt Credit Card has a strong sign-up bonus. Earn 35,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening. Plus, an additional 30,000 points in the first 6 months from account opening by earning 2 points total for each $1 spent on purchases that would otherwise earn 1 point, up to $15,000 spent.

3. Great rewards if you’re a Hyatt fan

You could earn up to nine points for every $1 you spend at Hyatt: four bonus points for every $1 you spend on qualified purchases using World Of Hyatt Credit Card, and up to five base points for every $1 you spend as a World of Hyatt member.

World Of Hyatt Credit Card also offers two points for every $1 you spend in a handful of categories.

• Local transit
• Fitness clubs and gym memberships
• Dining
• Airline tickets purchased directly from the airline

And you can earn one point per $1 spent on all other purchases.

Understanding your points and redemption options

As you might have guessed, you can use your points earned by using World Of Hyatt Credit Card to book Hyatt hotel rooms.

World of Hyatt points are worth an estimated 1.53 cents each, according to Credit Karma’s point valuations. But the exact value you get depends on which hotel you stay at and when you visit.

World of Hyatt also partners with dozens of airlines where you can transfer your points. But we don’t recommend transferring your points if you’re looking for their top value. In most cases, you’ll get only one mile for every 2.5 points you transfer.

Considering Hyatt points are already more valuable than many airline miles — according to our point valuations — this is a terrible redemption value. Not to mention, it can take up to two months for the transfer to complete.

Who this card is good for

World Of Hyatt Credit Card is great for travelers who are loyal to Hyatt. You’ll have the opportunity to earn hotel nights and hotel status. This could help you save money and enjoy a more comfortable stay.

But if you prefer the flexibility to stay at any hotel you like, World Of Hyatt Credit Card might not be the right fit for you.

Not sure this card is right for you? Consider these alternatives.

If you don’t stay at Hyatt hotels or resorts when you travel, you might want to check out one of these other credit cards.

• Capital One Venture Rewards Credit Card:
Good for travelers who stay at a variety of hotels.
• Marriott Bonvoy Boundless® Credit Card:
Good if you’re loyal to Marriott.